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“5 Hard-to-Believe (but Interesting) Insurance Facts”


5 Myths you Should Know About in Insurance -


1. “I don’t have that much stuff, so I don’t need renter’s insurance.”

 Many  think that because they don’t have  things of value, that there’s no need to have renters insurance. It’s important to have, because the question is, can you afford to buy everything you have all over again?


2. “Only rich people need umbrella insurance.”

Truth is,  everyone needs it! Can you afford to be sued? If not, you’ll need umbrella insurance. This will protect you in the event of being sued.


3. “I’m a homemaker, so life insurance won’t benefit my family.”

This is false as well. If something were to happen to you, your family will need money for final expenses, also daycare if you have younger children.


4. “I don’t need flood insurance if I don’t live near the water.”

Even just an inch of water can damage your home's foundation and personal belongings. 


5.“I’m young and healthy, I don’t need Life insurance.”

There is no assurance, and no guarantee that nothing will happen. It is better to be covered and have that peace of mind knowing that your family will not have to worry about your final expenses