Effective Date: January 3, 2024

Introduction

Majestic Insurance (“Majestic”, “we”, “us”, or “our”) is committed to protecting your privacy and the confidentiality of your personal information. This Privacy Policy describes how we collect, use, disclose, and secure your personal information in connection with our insurance brokerage services.

Information We Collect

We may collect the following types of personal information from you:

• Identification and Contact Information: Name, address, phone number, email address, date of birth, social security number (only if required by law or insurance company).
• Financial Information: Bank account information, payment card details, income, assets, and liabilities.
• Health Information: Medical history, health conditions, medications, and treatment records (only with your express written consent).
• Demographic Information: Age, gender, marital status, family information, education, and employment history.
• Device and Usage Information: IP address, browser type, operating system, device identifier, website browsing and usage history, and location information.

How We Collect Your Information

We collect your information in a variety of ways, including:

• Directly from you: When you apply for insurance, make a claim, contact us for customer service, or visit our website.
• From third-party sources: Public records, credit reporting agencies, insurance companies, healthcare providers, and other third-party service providers.

How We Use Your Information

We use your personal information for the following purposes:

• To provide you with insurance quotes and policies.
• To process and administer your insurance claims.
• To prevent fraud and protect our business interests.
• To comply with applicable laws and regulations.
• To send you marketing and promotional materials (you can opt-out at any time).
• To improve our website and services.

Disclosure of Your Information

We may disclose your personal information to the following third parties:

• Insurance companies: To obtain insurance quotes, bind coverage, and administer claims.
• Third-party service providers: To assist us with our business operations, such as data processing, marketing, and customer service.
• Government agencies and regulators: As required by law or to comply with court orders.

We will not sell your personal information to any third party without your consent.

Your Choices and Rights

You have the following choices and rights regarding your personal information:

• Access and correction: You have the right to access and correct your personal information.
• Deletion: You have the right to request that we delete your personal information.
• Marketing opt-out: You can opt-out of receiving marketing and promotional materials from us at any time.
• Complaints: You have the right to file a complaint with your local data protection authority.

Data Security

We have implemented appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no security measures are perfect, and we cannot guarantee the complete security of your personal information.

International Transfer of Information

Your personal information may be transferred to and processed in countries other than your own, which may have different data protection laws. We will take appropriate steps to protect your personal information in accordance with this Privacy Policy.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our website.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Majestic Insurance  

Address: 200 Viridian Dr. Muskegon, MI 49440

Tel: 231.638.5030

Email:  info@gomajesticinsurance.com

This Privacy Policy is intended to comply with applicable data protection laws and regulations, including the General Data Protection Regulation (GDPR).